Privacy Policy

This Privacy Policy applies to Indian SIP (operated by FundExpert Fintech) and governs the collection, use, and disclosure of personal information in relation to the Indian SIP app.

Introduction

Your privacy is important to us. It is our policy to respect your privacy and comply with any applicable law and regulation regarding any personal information we may collect about you, including via our app and its associated services.

Entity Responsible

This Privacy Policy is issued by Indian SIP, operated by FundExpert Fintech (the developer). For the purposes of this Privacy Policy, references to "we", "us", and "our" refer to Indian SIP.

Information We Collect

We may collect and process the following types of personal and sensitive information:

• Personal Identification Information (e.g., Name, Email Address, Phone Number, Date of Birth)
• Financial Information (e.g., Bank Details, PAN Number)
• KYC Data (e.g., Signature, Selfie, Profile Picture)
• Device Information (e.g., IP Address, Device Identifiers, Mobile Data)

Log Data

When you access our servers via our app, we may automatically log the standard data provided by your device. This may include your device's Internet Protocol (IP) address, device type and version, activity within the app, time and date of access, and other details about your usage.

In case of certain errors, we collect data regarding the error and the circumstances under which it occurred, such as device details and the action you were trying to perform.

Device Data

Our app may access and collect data through your device’s in-built tools, including:

• Your identity
• Camera
• Microphone
• Storage, photos, and/or media
• Voice assistance
• Background data refresh
• Mobile data
• Device identifier

We will request permissions to access this data upon installation or use of these tools within the app.

Personal Information

We may request personal information such as:

• Name
• Email
• Date of birth
• Phone/mobile number
• Home/mailing address
• PAN Number
• Nominee details
• Income details
• Bank account details

Image Usage

We collect certain images such as a signature, selfie, and profile picture for display. These images may be uploaded at the user’s discretion or may be legally required for KYC compliance.

How We Use Your Information

We use your information for:

• Providing our services
• Ensuring legal compliance
• Enhancing customer support
• Preventing fraud and ensuring security

Sharing of Information

We may share your data with:

• Google Analytics
• Payment gateways such as BillDesk
• Financial services such as BSE Star MF
• KYC providers
• Other financial product providers

Data Retention and Deletion

We retain your personal data only as long as necessary for the outlined purposes. Upon request, we delete or anonymize the data unless retention is legally required.

Security

We employ industry-standard security measures to safeguard your personal data. However, no method of electronic storage is 100% secure.

Children’s Privacy

We do not target or collect information from children under the age of 13.

Changes to This Policy

We may update this policy to reflect changes in our processes or regulatory obligations. Any significant changes will be communicated via the app and our website.

Contact Us

If you have questions regarding your privacy, contact us at:

Email: appteam@fundexpertfintech.com

Last Updated: 7 May 2024